What You'll Learn ...

Run Time: 45 Minutes • Whether you're new to finance or growing a next egg, Cliff Michaels has coached 1000s of clients over 30 years on the art of a money mindset & simple wealth strategies. Moreover, Cliff's essentials aren't complicated. The nuts & bolts of earning, saving, budgets, balance sheets & credit-scoring keys will be fun & easy to learn. By the end of this course, you'll Master Basic Abilities essential to your financial freedom!

"Cliff delivers smart tools & lessons for financial wisdom. His budget essentials, debt-control tips & steps to 800-Credit empower anyone searching for basic money & credit mastery." Chris Novy • UCLA BA Economics
  • 12 keys to a wealthy mindset

  • 8 steps to 800 credit

  • How to avoid fraud & identity theft

  • How to remove or repair bad credit

  • Learn essentials to positive cash flow

  • Master principles of good vs bad debt

  • Methods to increase income & lower expenses

  • Command of personal budgets & balance sheets

  • THIS COURSE DOES NOT provide tax, legal, or investment advice. Consult your tax or financial professional.

  • COURSE INCLUDES: Worksheets, Challenge Exercises, Recommended Reading, Cliff's Movie Picks on Course Topic, Optional Quiz & Completion Certificate.

Course Lessons

    1. OVERVIEW: Basic Money & 800 Credit MBA

    2. Pre-Course Survey (your feedback helps)

    1. Money Mastery & 8 Steps to 800 Credit

    1. Personal Budget and Balance Sheet Mastery

    1. How to Master the FICO Credit System

    1. 8 Steps to 800 Credit Scores

    1. 10 Steps to Repair or Remove Bad Credit

Course Details

  • $29.95
  • 11 lessons

Meet Your Instructor

NY Times Bestseller • Coach • Consultant • Facilitator • Entrepreneur • VC • Real Estate & Mortgage Strategist

Cliff Michaels

BORN in NEW YORK and raised in L.A, Cliff lives in Del Mar, California. Known for his fun, down-to-earth style, Cliff brings a passionate, result-driven approach to every challenge.

FOUNDED in 1992, Cliff Michaels & Associates provides e-courses, consulting & resources for students, families, leaders, investors & entrepreneurs. A broker, writer & investor over 30 years, Cliff specializes in start-ups, venture capital, mortgages, real estate & global education.

A NEW YORK TIMES BESTSELLER, Cliff's first book (The 4 Essentials) hit #1 on Amazon and is part of his 1-Day MBA E-Course Series (Masterclasses in Basic Abilities). In 2016, Cliff's 1-Day-MBA Workshop was one of TEDxLA's highest-rated events.

PAST PRESIDENT of Young Entrepreneurs' Org L.A, Cliff developed YEO's first charity & mentor programs in 2003, benefitting Boys & Girls Club and Inclusion Matters Playgrounds. Philanthropy has been a personal mission ever since.

GIVING BACK > For 25 years, Cliff has been a supporter of the arts & youth learning programs. With each sale, FREE courses go to students in need. Cliff is also a member of USC’s Ed-Tech Incubator, building greater access to remote-learning for underserved communities.

SPONSOR EDUCATION! To GIFT Cliff's e-courses & workshops or to customize a live-training event, please visit our SPONSOR PAGE!

"What They Say ..."

Jayme Riggio

CEO, Riggio Allstate, Top 1% Nationwide

“Cliff has been my strategic coach, broker & business consultant since the ’90s. His insight, leadership, and negotiation skills are priceless.”

Jim Weldon

Founder/CEO, Trovo

“From broker & lender to boardroom advisor & extraordinary mentor to our kids, Cliff Michaels has been a trusted confidant over 25 years.”

Tony Hsieh

CEO, Zappos, NYT Bestseller “Delivering Happiness”

“Cliff Michaels delivers a powerful path to profits, passion, and purpose.”

Blake Mycoskie

Founder/CEO, TOMS Shoes, NYT Bestseller “Start Something That Matters”

“Cliff’s writing is full of inspiration & practical lessons. I highly recommend his book — The 4 Essentials.”

Blake Spencer

Class President, Marshall School of Business

“When Cliff presented The 4 Essentials to 300 students at USC’s #1 Entrepreneur Class, the response was amazing. We’re all big fans!”

Barbara Lipkin

Top 1% Estate Agent, Sotheby’s Int’l Realty

“I’ve co-brokered deals with Cliff for over 30 years. He’s an asset to buyers, sellers, and brokers on all sides of the table.”

Mary Mazzio

Award-Winning Filmmaker, Attorney, Social Documentarian

“Cliff is the consummate strategist & entrepreneur. His life lessons are riveting & I’m proud to call him a friend.”

Peter Thomas

Chairman Emeritus, Young Entrepreneurs’ Org (YEO)

“A visionary leader & pioneering entrepreneur, Cliff sets a winning bar for life & business training.”